S.I. No.185 of 2017

Print page

SI. No. 185 of 2017


Social Welfare (consolidated claims, payments and control) (amendment) (no. 4) (household budgeting) Regulations




(This note is not part of the Instrument and does not purport to be a legal interpretation.)


Section 290 of the Social Welfare Consolidation Act 2005 provides that by agreement with a person in receipt of a social welfare payment, an amount of that person’s social welfare payment may be withheld and paid by the Minister to certain specified bodies. This facility, known as Household Budgeting, is operated by An Post (the payment service provider), on behalf of the Minister.


Section 20 of the Social Welfare and Pensions Act 2015 extends the Household Budgeting facility for social welfare recipients by including credit unions as specified bodies for the purposes of payments made under the Personal Micro Credit Scheme. The Personal Micro Credit Scheme provides for small scale loans from credit unions and has been approved by the Minister for the purposes of the Household Budgeting facility. Section 20 also provides that the Minister may prescribe, by Regulations, certain conditions to apply to such classes of loans.


These Regulations amend article 233 of the Social Welfare (Consolidated Claims, Payments and Control) Regulations 2007 (S.I. No. 142 of 2007) to provide for the class of credit union loans covered, the maximum amount of such a loan, the maximum interest rate chargeable, and the maximum period in which such a loan is to be repaid.

Last modified:11/05/2017